Terms of Service

Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Unsum Finance Ltd. ("Unsum Finance," "we," "us," or "our") concerning your access to and use of the unsum.finance website (the "Site") and our services.

By accessing or using the Site, you agree that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Site.

Services Overview

Unsum Finance provides comprehensive finance services including:

• Ongoing finance function support (fractional CFO, controller, and accounting services)
• Project-based finance consulting and implementation
• Data analysis and strategic financial insights
• Financial operations optimization

The Site serves as an informational platform and provides the ability to schedule consultations and demos. Specific service agreements will be established separately for any professional services engagement.

Use of the Site

Permitted Use

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates any applicable federal, state, local, or international law or regulation
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
• Use any robot, spider, or other automatic device to access the Site for any purpose without our express written permission
• Attempt to gain unauthorized access to any portion of the Site
• Introduce any viruses, trojan horses, worms, or other harmful material
• Use the Site to transmit any false, misleading, or fraudulent information

User Accounts

When you schedule a demo or consultation through our Cal.com integration, you are responsible for maintaining the confidentiality of any login credentials and for all activities that occur under your account.

Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Unsum Finance, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, or transmit any of the material on our Site without prior written consent.

Third-Party Links and Services

The Site may contain links to third-party websites or services (including Cal.com for scheduling) that are not owned or controlled by Unsum Finance. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Unsum Finance shall not be responsible or liable for any damage or loss caused by your use of any third-party websites or services.

Professional Services Disclaimer

The information provided on the Site is for general informational purposes only and does not constitute professional financial, accounting, or business advice. While we strive to provide accurate and current information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the information.

Any reliance you place on information from the Site is strictly at your own risk. For specific advice tailored to your situation, please engage our professional services through a formal service agreement.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event will Unsum Finance, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Site, including any direct, indirect, special, incidental, consequential, or punitive damages.

Indemnification

You agree to defend, indemnify, and hold harmless Unsum Finance and its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

Service Agreement Terms

These Terms govern your use of the Site only. Any professional services engagement will be governed by a separate written service agreement that will include:

• Scope of services and deliverables
• Pricing and payment terms
• Project timelines and milestones
• Confidentiality and non-disclosure provisions
• Termination conditions
• Liability and indemnification specific to the engagement

In the event of any conflict between these Terms and a service agreement, the service agreement will prevail with respect to the specific services engagement.

Termination

We reserve the right to terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use the Site will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in Delaware, and you irrevocably consent to the personal jurisdiction and venue therein.

Dispute Resolution

Any dispute arising out of or relating to these Terms or the Site shall first be attempted to be resolved through good faith negotiations. If the dispute cannot be resolved through negotiations within 30 days, either party may pursue legal remedies as provided in these Terms.

Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. We will provide notice of any material changes by posting the new Terms on this page and updating the "Last updated" date.

Your continued use of the Site after any changes indicates your acceptance of the new Terms. It is your responsibility to review these Terms periodically.

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Unsum Finance regarding your use of the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

Contact Information

If you have any questions about these Terms, please contact us:

• Email: legal@unsum.finance
• Company: Unsum Finance Ltd.